Emergency medical expenses
One usually travels abroad for various reasons- a pleasure trip, a business trip or a study trip . You do not want anything to ruin your hard earned holiday, foreign study or your crucial business meeting. But there is a possibility of some unexpected occurrence no matter how perfect the planning is. Unfortunate events such as a medical emergency or an accident can affect you. Having Overseas Travel Insurance protects you from all such perils. It ensures that in the unknown foreign land, you are not left stranded in any kind of a medical emergency.
Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad. Overseas Travel Insurance plans cover outpatient, in-patient, medical aid, therapies and diagnostic tests costs incurred due to illness or accident. Read more
Loss or Delay of Baggage or Personal Documents
Some of the most common and annoying holiday disasters involve personal possessions, such as delayed /lost baggage, lost passports and damaged gadgets. Loss of baggage or documents can seriously upset your travel plans but with an appropriate travel insurance plan, you can have some peace of mind. Travel insurance provides you coverage for loss of baggage, delay of baggage, loss of passport etc up to a specified limit mentioned in the policy document. Read more
Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of the insured person or a family member.
Trip CancellationCompensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member.
Trip Interruption/CurtailmentCompensation if the aircraft is delayed beyond 12 hours than the original scheduled departure time.
Trip DelayReimbursement for any extra expense incurred as a consequence of a connecting flight being missed.
Missed ConnectionCompensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on a trip abroad.
Hijack Distress AllowanceCovers total and complete loss of baggage checked in by an international airline.
Loss of Checked BaggageCovers cost of emergency purchase of replacement items like purchase of toiletries, clothing and medication due to delay of checked in baggage for more than 12 hours.
Delay of Checked BaggageAssistance service when the person requires emergency cash following incidents like theft/burglary of luggage/money or hold up.
Emergency Cash AdvanceCovers the loss of or damage to contents of home caused by burglary and/or robbery.
Home Insurance (Burglary)Covers the loss of or damage to contents of home caused by Fire.
Home Insurance (Fire)Covers reasonable and necessary expenses to obtain a duplicate passport or valid travel documents.
Passport LossEmergency medical expenses for any sudden disease, illness, injury.
Emergency MedicalCovers transport to an appropriate medical facility in the case of an illness or injury when there is no adequate care locally.
Medical EvacuationCovers the funeral expenses or expenses of repatriating remains back to India.
Repatriation of RemainsDaily allowance in case of hospitalization.
Hospitalization Daily AllowanceCompensation for bodily injuries, permanent or partial disablement, death caused in an accident during the trip.
Personal Accident or Accidental Death and DismembermentCompensation for permanent disability or loss of life arising due to an accident while riding as a passenger in common carrier.
AD&D - Common CarrierCovers legal liability attaching in a private capacity during the course of overseas travel.
Personal Liability