Health Insurance | Mediclaim Policy | Critical Care Insurance

At Insurance Pandit, We offer a convenient way to Buy and Compare Health Insurance Plans also known as Mediclaim Policy offered by leading Insurance companies. Not only you can select the best product that suits your specific need but also save money by comparing plans.

Individual Health Plan

Policy that covers the medical expenses of an Individual

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Health FAQ

Glossary

 

Eligibility

The insured needs to be between 3 Months - 76 years of age for new Policy and 3 Months - 86 years for Renewal.

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Family Floater Plan

A single policy that secures the hospitalisation expenses of your entire family excluding dependent Parents. The floater health plan covers your entire family under one policy with one sum insured and one premium.

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Health FAQ

Glossary

 

Eligibility

Dependent Parents or in-laws can not be covered in this policy.

Parents can cover children up to 25 years old in this policy.

The insured needs to be between 3 Months - 76 years of age

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Family Floater Plan (Option to Include Dependent Parents or in-laws)

A single policy that secures the hospitalisation expenses of your entire family (up to 6 dependents) including dependent Parents or you can opt for in-laws. The floater health plan covers your entire family under one policy with one sum insured and one premium.

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Health FAQ

Glossary

 

Eligibility

You can either cover your Parents or in-laws in this policy

Dependent Children up to 25 years can be covered except widow daughter where there is no age limit

Primary Insured can't be more than 55 years of old and all the dependent needs to be between 3 Months - 80 years of age

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Top up Plan

Policy that covers the medical expenses beyond the threshold level/deductible you have chosen. This is a good choice if you want to add additional cover up to Rs. 15 lakhs to you existing Insurance Policy with very less premium or If you are yet to opt for medical insurance, you can buy top-up policy to take medical insurance cover beyond a threshold limit that you can afford.

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Health FAQ

Glossary

 

Eligibility

The insured needs to be between 6 - 60 years of age

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Health Insurance including OPD Expense Coverage

Health Plus policy not only covers the expenses arising due to life threatening/Major Medical Illnesses and Procedures, but also for OPD (Out Patient Department) expenses like reimbursement of cost of medicines, drugs, ambulance charges and dental expenses.

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Health FAQ

Glossary

 

Eligibility

The insured needs to be between 5 - 75 years of age

Max 2 members (Spouse or child between the age of 5 to 18 years) can be covered in this policy.

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Critical Care Plan

Critical Care Insurance covers the expenses arising due to life threatening/Major Medical Illnesses and Procedures. It also provides cover against accidental death and permanent total disablement.

Most of the Insurance Companies offers a lump sum benefit once you are diagnosed with one of the covered critical illness.

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Health FAQ

Glossary

 

Eligibility

The insured needs to be between 6 - 60 years of age

Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)