Bajaj Allianz General Insurance Company: Travel Insurance
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India.
Bajaj Allianz General Insurance Company offers various products in the general insurance category namely overseas travel insurance, car insurance, health insurance, home insurance, two wheeler insurance among others.
We offer Free Pick-up of Proposal Form and Cheque anywhere from India
Claim Assistance ! We provide necessary help and assistance in case of claim.
Travel insurance plans from Bajaj Allianz
Bajaj Allianz offers a host of travel insurance plans as per the overseas traveller’s requirement.
Some of the plans are
-Individual Travel Insurance Plans
The individual travel insurance plans are available with different sum insured options which are US$ 50,000, 200,000 and 500,000.
Also there are three different types of plans available offering different coverage namely
-Travel Companion Plan
-Travel Elite Plan
-Travel Prime Plan (Sum Insured Options of USD 750,000 and USD 1,000,000 are also available)
An overview of the coverage and benefits offered by these overseas travel insurance plans is given below.
Travel Companion Plan:
|
Travel Care |
Travel Secure |
Travel Value |
|
|
Coverages |
Benefit in US$ |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses,Evacuation |
50,000 |
2,00,000 |
5,00,000 |
|
Emergency dental pain relief |
500 |
500 |
500 |
|
Loss of Checked Baggage |
250 |
1,000 |
1,000 |
|
Delay of Baggage |
100 |
100 |
100 |
|
Personal Accident |
10,000 |
25,000 |
30,000 |
|
Loss of passport |
250 |
250 |
250 |
|
Personal Liability |
1,00,000 |
2,00,000 |
2,00,000 |
|
Hijack |
$ 50 per day to |
$ 50 per day to |
$ 50 per day to a |
|
Trip Delay |
- |
$ 20 per 12 hrs. 12 hrs. maximum $120 |
$ 20 per 12 hrs. 12 hrs. maximum $120 |
|
Emergency Cash Advance |
500 |
1000 |
1,500 |
|
Golfer Hole-in-one |
- |
250 |
500 |
Travel Elite Plan:
|
Silver |
Gold |
Platinum |
|
|
Coverages |
Benefit in US$ |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses,Evacuation |
50,000 |
2,00,000 |
5,00,000 |
|
Emergency dental pain relief |
500 |
500 |
500 |
|
Personal Accident |
15,000 |
25,000 |
25,000 |
|
AD & D Common Carrier |
2,500 |
5,000 |
5000 |
|
Delay of Baggage |
100 |
100 |
100 |
|
Loss of Checked Baggage |
500 |
1,000 |
1,000 |
|
Hijack |
$50 per day to max $ 300 |
$60 per day to max $ 360 |
$60 per day to max $ 360 |
|
Trip Delay |
$ 20 per 12 hrs to max |
$ 30 per 12 hrs to max |
$ 30 per 12 hrs to max |
|
Personal Liability |
1,00,000 |
2,00,000 |
2,00,000 |
|
Emergency Cash Advance |
500 |
1,000 |
1,000 |
|
Golfer Hole-in-one |
250 |
500 |
500 |
|
Trip Cancellation |
500 |
1,000 |
1,000 |
|
Home Burglary Insurance |
Rs.1, 00,000 |
Rs.2, 00,000 |
Rs.3, 00,000 |
|
Trip Curtailment |
200 |
300 |
500 |
|
Hospitalization Daily Allowance |
$25 per day to max $100 |
$25 per day to max $125 |
$25 per day to max $150 |
|
Loss of Passport |
250 |
250 |
250 |
Travel Prime Plans:
|
Silver |
Gold |
Platinum |
Super Platinum |
Maximum |
|
|
Coverage |
50,000 USD |
2 Lakhs USD |
5 Lakhs USD |
7.5 Lakhs USD |
10 Lakhs USD |
|
Personal Accident |
15,000 USD |
25,000 USD |
25,000 USD |
25,000 USD |
25,000 USD |
|
Medical Expenses and Evacuation |
50,000 USD |
200,000 USD |
500,000 USD |
750,000USD |
1,000,000 USD |
|
Emergency Dental Pain Relief included in above limits |
500 USD |
500 USD |
500 USD |
500 USD |
500 USD |
|
Repatriation |
5,000 USD |
5,000 USD |
5,000 USD |
6,000 USD |
6,500 USD |
|
Loss of Checked Baggage |
500 USD |
1,000 USD |
1,000 USD |
1,000 USD |
1,000 USD |
|
Accidental Death & Disability |
2,500 USD |
5,000 USD |
5,000 USD |
5,000 USD |
5,000 USD |
|
Loss of Passport |
250 USD |
250 USD |
250 USD |
300 USD |
300 USD |
|
Personal Liability |
100,000 USD |
200,000 USD |
200,000 USD |
250,000 USD |
250,000 USD |
|
Hijack cover |
50 USD per day |
60 USD per day |
60 USD per day |
60 USD per day |
60 USD per day |
|
Trip Delay |
25 USD per 12 hrs |
30 USD per 12 hrs |
30 USD per 12 hrs |
30 USD per 12 hrs |
30 USD per 12 hrs |
|
Hospitalization Daily Allowance |
20 USD per day |
25 USD per day |
25 USD per day |
25 USD per day |
25 USD per day |
|
Golfer's Hole-in-one |
250 USD |
500 USD |
500 USD |
500 USD |
500 USD |
|
Trip Cancellation |
500 USD |
1,000 USD |
1,000 USD |
1,000 USD |
1,000 USD |
|
Trip Curtailment |
200 USD |
300 USD |
500 USD |
500 USD |
500 USD |
|
Delay of Checked Baggage |
100 USD |
100 USD |
100 USD |
100 USD |
100 USD |
|
Home Burglary Insurance |
INR 100,000 |
INR 200,000 |
INR 300,000 |
INR 300,000 |
INR 300,000 |
|
Emergency Cash Benefit |
500 USD |
1,000 USD |
1,000 USD |
1,500 USD |
1,500 USD |
|
Missed Connection |
100 USD |
100 USD |
100 USD |
100 USD |
100 USD |
|
Difference in Airfare due to delayed or early return |
500 USD |
500 USD |
500 USD |
500 USD |
500 USD |
|
Bounced Hotel |
500 USD |
500 USD |
500 USD |
500 USD |
500 USD |
|
PA Cover in India |
INR 50,000 |
INR 50,000 |
INR 50,000 |
INR 50,000 |
INR 50,000 |
Family Travel Insurance Plans
These plans cover the entire family (self & spouse up to 60 years of age and 2 children under the age of 21 years) for medical eventualities abroad and provide floater benefit to individual family members. An overview of the different type of plans available for family travel insurance is given below.
Travel Companion Plan:
|
Coverage |
Benefits in US $ |
|
Medical Expenses, Evacuation and Repatriation |
50000 |
|
Emergency dental pain relief included in (I) above |
500 |
|
Loss of Baggage (Checked) |
250 |
|
Delay of Baggage |
100 |
|
Personal Accident |
10,000 |
|
Loss of Passport |
150 |
|
Personal Liability |
2,000 |
Travel Elite Plan:
|
Coverage |
Benefits in US $ |
|
Medical Expenses, Evacuation and Repatriation |
50000 |
|
Emergency dental pain relief included in (I) above |
500 |
|
Personal Accident (Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years) |
10,000 |
|
AD & D Common Carrier |
2,500 |
|
Loss of Checked Baggage |
250 |
|
Delay of Baggage |
100 |
|
Loss of Passport |
250 |
|
Hijack |
$50 per day to |
|
Trip Delay |
$ 20 per 12 hrs to |
|
Personal Liability |
1,00,000 |
|
Emergency Cash Advance |
500 |
|
Golfer's Hole-in-one |
250 |
|
Trip Cancellation |
500 |
|
Home Burglary Insurance |
Rs.1, 00,000 |
|
Trip Curtailment |
200 |
|
Hospitalization Daily Advance |
$25 per day to max $100 |
Travel Prime Plan:
|
Silver |
Gold |
Platinum |
|
|
Coverage |
Benefit in US$ |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses,Evacuation |
50,000 |
2,00,000 |
5,00,000 |
|
Emergency dental pain relief included in (I) above |
500 |
500 |
500 |
|
Personal Accident |
15,000 |
25,000 |
25,000 |
|
AD & D Common Carrier |
2,500 |
5,000 |
5000 |
|
Delay of Baggage |
100 |
100 |
100 |
|
Loss of Checked Baggage |
500 |
1,000 |
1,000 |
|
Hijack |
$50 per day to max $ 300 |
$60 per day to max $ 360 |
$60 per day to max $ 360 |
|
Trip Delay |
$ 20 per 12 hrs to max |
$ 30 per 12 hrs to max |
$ 30 per 12 hrs to max |
|
Personal Liability |
1,00,000 |
2,00,000 |
2,00,000 |
|
Emergency Cash Advance |
500 |
1,000 |
1,000 |
|
Golfer Hole-in-one |
250 |
500 |
500 |
|
Trip Cancellation |
500 |
1,000 |
1,000 |
|
Home Burglary Insurance |
Rs.1, 00,000 |
Rs.2, 00,000 |
Rs.3, 00,000 |
|
Trip Curtailment |
200 |
300 |
500 |
|
Hospitalization Daily Allowance |
$25 per day to max $100 |
$25 per day to max $125 |
$25 per day to max $150 |
|
Loss of Passport |
250 |
250 |
250 |
Senior Citizen Travel Insurance Plans
These plans cover senior citizens in the age group 61-75 years. Different plans available are given below with their coverage.
Travel Companion
|
Coverage |
Benefits in US $ |
|
Medical Expenses, Evacuation and Repatriation Hospitalisation due to accident - max. liability -US $25,000. Overall max. liability under this head - US $ 50,000, aggregate during the policy period. |
50,000 |
|
Emergency dental pain relief included in (I) above |
500 |
|
Loss of Baggage (Checked) |
250 |
|
Delay of Baggage |
100 |
|
Personal Accident |
25,000 |
|
Loss of passport |
250 |
|
Personal Liability |
1,00,000 |
|
Hijack |
$ 50 per day to a |
|
Trip Delay |
- |
|
Emergency Cash Advance |
500 |
|
Golfer Hole-in-one |
250 |
Travel Elite (61-70
|
Silver |
Gold |
Platinum |
|
|
Coverage |
Benefit in US$ |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses, Evacuation |
50,000 |
2,00,000 |
5,00,000 |
|
Emergency Dental Pain Relief |
500 |
500 |
500 |
|
Personal Accident |
15,000 |
25,000 |
25,000 |
|
AD &D Common Carrier |
2,500 |
5,000 |
5,000 |
|
Loss of Baggage (Checked) |
500 |
1,000 |
1,000 |
|
Delay of Baggage |
100 |
100 |
100 |
|
Loss of Passport |
250 |
250 |
250 |
|
Hijack |
$50 per day to max $ 300 |
$60 per day to max $ 360 |
$60 per day to max $ 360 |
|
Trip Delay |
$ 20 per 12 hrs to |
$ 30 per 12 hrs to |
$ 30 per 12 hrs to |
|
Personal Liability |
1,00,000 |
2,00,000 |
2,00,000 |
|
Emergency Cash Advance |
500 |
1,000 |
1,000 |
|
Golfer Hole-in-one |
250 |
500 |
500 |
|
Trip Cancellation |
500 |
1,000 |
1,000 |
|
Home Burglary Insurance |
Rs.1, 00,000 |
Rs.2, 00,000 |
Rs.3, 00,000 |
|
Trip Curtailment |
200 |
300 |
500 |
|
Hospitalization Daily Allowance |
$25 per day to max $100 |
$25 per day to max $125 |
$25 per day to max $150 |
|
Special Conditions (limit of liability) |
|
|
|
|
Any one illness |
12,500 |
15,000 |
17,500 |
|
Any one accident |
25,000 |
30,000 |
35,000 |
Travel Elite(71-75)
|
Coverage |
Benefits in US $ |
|
Medical Expenses, Evacuation and Repatriation |
50,000 |
|
Emergency dental pain relief included in (I) above |
500 |
|
Personal Accident |
10,000 |
|
AD & D Common Carrier |
1,500 |
|
Loss of Checked Baggage |
500 |
|
Delay of Baggage |
100 |
|
Loss of Passport |
250 |
|
Hijack |
$50 per day to max.$300 |
|
Trip Delay |
$20 per 12hrs. to max.$120 |
|
Personal Liability |
100,000 |
|
Emergency Cash Advance |
500 |
|
Golfer's Hole-in-one |
250 |
|
Trip Cancellation |
500 |
|
Home Burglary Insurance |
Rs.1,00,000 |
|
Trip Curtailment |
200 |
|
Hospitalization Daily Advance |
$25 per day to max. $100 |
|
Special conditions |
|
|
Any one illness |
10,000 |
|
Any one accident |
20,000 |
Asia Travel Insurance Plans
Bajaj Allianz also offers travel insurance plans for travelers to Asian countries. There are two sum insured options to choose from- US$ 15,000 and US$ 25,000.
Travel Companion Asia Plans
Benefits and coverage are outlined below:
|
|
Asia Flair |
Asia Supreme |
|
Coverage |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses, Evacuation |
15,000 |
25,000 |
|
Emergency dental pain relief |
500 |
500 |
|
Loss of Checked Baggage |
200 |
200 |
|
AD & D Common Carrier |
- |
- |
|
Delay of Baggage |
100 |
100 |
|
Personal Accident |
7,500 |
7,500 |
|
Loss of passport |
100 |
100 |
|
Personal Liability |
10,000 |
10,000 |
|
Hijack |
$20 per |
$20 per |
Travel Elite Asia Plans
|
|
Asia Flair |
Asia Supreme |
|
Coverage |
Benefit in US$ |
Benefit in US$ |
|
Medical Expenses, Evacuation |
15,000 |
25,000 |
|
Emergency dental pain relief |
500 |
500 |
|
Loss of Checked Baggage |
200 |
200 |
|
AD & D Common Carrier |
2,500 |
2,500 |
|
Delay of Baggage |
100 |
100 |
|
Personal Accident |
7,500 |
7,500 |
|
Loss of passport |
100 |
100 |
|
Personal Liability |
10,000 |
10,000 |
|
Hijack |
$50 per |
$60 per |
|
Emergency Cash Advance |
500 |
500 |
Similarly, Bajaj Allianz also offers Multi trip Travel Insurance Plans for the frequent traveller/ international business traveller and Students going to study abroad.