Bajaj Allianz General Insurance Company: Travel Insurance

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India.

Bajaj Allianz General Insurance Company offers various products in the general insurance category namely overseas travel insurance, car insurance, health insurance, home insurance, two wheeler insurance among others.

We offer Free Pick-up of Proposal Form and Cheque anywhere from India

Claim Assistance ! We provide necessary help and assistance in case of claim.

Travel insurance plans from Bajaj Allianz

Bajaj Allianz offers a host of travel insurance plans as per the overseas traveller’s requirement.

Some of the plans are

-Individual Travel Insurance Plans

The individual travel insurance plans are available with different sum insured options which are US$ 50,000, 200,000 and 500,000.

Also there are three different types of plans available offering different coverage namely

-Travel Companion Plan

-Travel Elite Plan

-Travel Prime Plan (Sum Insured Options of USD 750,000 and USD 1,000,000 are also available)

An overview of the coverage and benefits offered by these overseas travel insurance plans is given below.

Travel Companion Plan:

 

 

Travel Care

Travel Secure

Travel Value

Coverages

Benefit in US$

Benefit in US$

Benefit in US$

Medical Expenses,Evacuation
and Repatriation

50,000

2,00,000

5,00,000

Emergency dental pain relief
(included in above)

500

500

500

Loss of Checked Baggage
(Per baggage maximum 50% and per item in the baggage 10%)

250

1,000

1,000

Delay of Baggage

100

100

100

Personal Accident
(Only 50% of the Sum Assured in respect of the death of the insured person below the age of 18 years )

10,000

25,000

30,000

Loss of passport

250

250

250

Personal Liability

1,00,000

2,00,000

2,00,000

Hijack

$ 50 per day to
maximum $ 300

$ 50 per day to
maximum $ 300

$ 50 per day to a
maximum $ 300

Trip Delay

-

$ 20 per 12 hrs. 12 hrs. maximum $120

$ 20 per 12 hrs. 12 hrs. maximum $120

Emergency Cash Advance
(Cash advance would include delivery charges)

500

1000

1,500

Golfer Hole-in-one

-

250

500



Travel Elite Plan:

 

Silver

Gold

Platinum

Coverages

Benefit in US$

Benefit in US$

Benefit in US$

Medical Expenses,Evacuation
and Repatriation

50,000

2,00,000

5,00,000

Emergency dental pain relief
(included in above)

500

500

500

Personal Accident
(Only 50% of the Sum assured in respect of the death of the insured person below age of 18
years)

15,000

25,000

25,000

AD & D Common Carrier

2,500

5,000

5000

Delay of Baggage

100

100

100

Loss of Checked Baggage
(Per Baggage maximum 50 % and per item in the baggage 10 %.)

500

1,000

1,000

Hijack

$50 per day to max $ 300

$60 per day to max $ 360

$60 per day to max $ 360

Trip Delay

$ 20 per 12 hrs to max
$ 120

$ 30 per 12 hrs to max
$ 180

$ 30 per 12 hrs to max
$ 180

Personal Liability

1,00,000

2,00,000

2,00,000

Emergency Cash Advance
(Cash Advance Would include delivery charges.)

500

1,000

1,000

Golfer Hole-in-one

250

500

500

Trip Cancellation

500

1,000

1,000

Home Burglary Insurance

Rs.1, 00,000

Rs.2, 00,000

Rs.3, 00,000

Trip Curtailment

200

300

500

Hospitalization Daily Allowance

$25 per day to max $100

$25 per day to max $125

$25 per day to max $150

Loss of Passport

250

250

250



Travel Prime Plans:

 

Silver

Gold

Platinum

Super Platinum

Maximum

Coverage

50,000 USD

2 Lakhs USD

5 Lakhs USD

7.5 Lakhs USD

10 Lakhs USD

Personal Accident

15,000 USD

25,000 USD

25,000 USD

25,000 USD

25,000 USD

Medical Expenses and Evacuation

50,000 USD

200,000 USD

500,000 USD

750,000USD

1,000,000 USD

Emergency Dental Pain Relief included in above limits

500 USD

500 USD

500 USD

500 USD

500 USD

Repatriation

5,000 USD

5,000 USD

5,000 USD

6,000 USD

6,500 USD

Loss of Checked Baggage

500 USD

1,000 USD

1,000 USD

1,000 USD

1,000 USD

Accidental Death & Disability
(Common Carrier)

2,500 USD

5,000 USD

5,000 USD

5,000 USD

5,000 USD

Loss of Passport

250 USD

250 USD

250 USD

300 USD

300 USD

Personal Liability

100,000 USD

200,000 USD

200,000 USD

250,000 USD

250,000 USD

Hijack cover

50 USD per day
to max 300 USD

60 USD per day
to max 360 USD

60 USD per day
to max 360 USD

60 USD per day
to max 360 USD

60 USD per day
to max 360 USD

Trip Delay

25 USD per 12 hrs
to max 120 USD

30 USD per 12 hrs
to max 180 USD

30 USD per 12 hrs
to max 180 USD

30 USD per 12 hrs
to max 180 USD

30 USD per 12 hrs
to max 180 USD

Hospitalization Daily Allowance

20 USD per day
to max 100 USD

25 USD per day
to max 125 USD

25 USD per day
to max 125 USD

25 USD per day
to max 125 USD

25 USD per day
to max 125 USD

Golfer's Hole-in-one

250 USD

500 USD

500 USD

500 USD

500 USD

Trip Cancellation

500 USD

1,000 USD

1,000 USD

1,000 USD

1,000 USD

Trip Curtailment

200 USD

300 USD

500 USD

500 USD

500 USD

Delay of Checked Baggage

100 USD

100 USD

100 USD

100 USD

100 USD

Home Burglary Insurance

INR 100,000

INR 200,000

INR 300,000

INR 300,000

INR 300,000

Emergency Cash Benefit

500 USD

1,000 USD

1,000 USD

1,500 USD

1,500 USD

Missed Connection

100 USD

100 USD

100 USD

100 USD

100 USD

Difference in Airfare due to delayed or early return

500 USD

500 USD

500 USD

500 USD

500 USD

Bounced Hotel

500 USD

500 USD

500 USD

500 USD

500 USD

PA Cover in India

INR 50,000

INR 50,000

INR 50,000

INR 50,000

INR 50,000



Family Travel Insurance Plans

These plans cover the entire family (self & spouse up to 60 years of age and 2 children under the age of 21 years) for medical eventualities abroad and provide floater benefit to individual family members. An overview of the different type of plans available for family travel insurance is given below.

Travel Companion Plan:

Coverage

Benefits in US $

Medical Expenses, Evacuation and Repatriation

50000

Emergency dental pain relief included in (I) above

500

Loss of Baggage (Checked)
(Per Baggage maximum 50 % and per item in the baggage 10 %.)

250

Delay of Baggage

100

Personal Accident
(Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years)

10,000

Loss of Passport

150

Personal Liability

2,000



Travel Elite Plan:

Coverage

Benefits in US $

Medical Expenses, Evacuation and Repatriation

50000

Emergency dental pain relief included in (I) above

500

Personal Accident

(Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years)

10,000

AD & D Common Carrier

2,500

Loss of Checked Baggage
(Per Baggage maximum 50 % and per item in the baggage 10 %.)

250

Delay of Baggage

100

Loss of Passport

250

Hijack

$50 per day to
maximum $ 300

Trip Delay

$ 20 per 12 hrs to
max $ 120

Personal Liability

1,00,000

Emergency Cash Advance
(Cash Advance Would include delivery charges)

500

Golfer's Hole-in-one

250

Trip Cancellation

500

Home Burglary Insurance

Rs.1, 00,000

Trip Curtailment

200

Hospitalization Daily Advance

$25 per day to max $100



Travel Prime Plan:

 

Silver

Gold

Platinum

Coverage

Benefit in US$

Benefit in US$

Benefit in US$

Medical Expenses,Evacuation
and Repatriation

50,000

2,00,000

5,00,000

Emergency dental pain relief included in (I) above

500

500

500

Personal Accident
(Only 50% of the Sum assured in respect of the death of the insured person below age of 18
years)

15,000

25,000

25,000

AD & D Common Carrier

2,500

5,000

5000

Delay of Baggage

100

100

100

Loss of Checked Baggage
(Per Baggage maximum 50 % and per item in the baggage 10 %.)

500

1,000

1,000

Hijack

$50 per day to max $ 300

$60 per day to max $ 360

$60 per day to max $ 360

Trip Delay

$ 20 per 12 hrs to max
$ 120

$ 30 per 12 hrs to max
$ 180

$ 30 per 12 hrs to max
$ 180

Personal Liability

1,00,000

2,00,000

2,00,000

Emergency Cash Advance
(Cash Advance Would include delivery charges.)

500

1,000

1,000

Golfer Hole-in-one

250

500

500

Trip Cancellation

500

1,000

1,000

Home Burglary Insurance

Rs.1, 00,000

Rs.2, 00,000

Rs.3, 00,000

Trip Curtailment

200

300

500

Hospitalization Daily Allowance

$25 per day to max $100

$25 per day to max $125

$25 per day to max $150

Loss of Passport

250

250

250



Senior Citizen Travel Insurance Plans

These plans cover senior citizens in the age group 61-75 years. Different plans available are given below with their coverage.

Travel Companion

Coverage

Benefits in US $

Medical Expenses, Evacuation and Repatriation
Any one illness - liability limited to US $12,500.

Hospitalisation due to accident - max. liability -US $25,000. Overall max. liability under this head - US $ 50,000, aggregate during the policy period.

50,000

Emergency dental pain relief included in (I) above

500

Loss of Baggage (Checked)
Note: Per baggage maximum of 50% and per item in the baggage max 10%.

250

Delay of Baggage

100

Personal Accident

25,000

Loss of passport

250

Personal Liability

1,00,000

Hijack

$ 50 per day to a
maximum $ 300

Trip Delay

-

Emergency Cash Advance
Cash advance would include delivery charges.

500

Golfer Hole-in-one

250



Travel Elite (61-70

 

Silver

Gold

Platinum

Coverage

Benefit in US$

Benefit in US$

Benefit in US$

Medical Expenses, Evacuation
and Repatriation

50,000

2,00,000

5,00,000

Emergency Dental Pain Relief
included in (I) above.

500

500

500

Personal Accident

15,000

25,000

25,000

AD &D Common Carrier

2,500

5,000

5,000

Loss of Baggage (Checked)
Note: Per Baggage maximum 50 % & per item in the baggage 10 %.

500

1,000

1,000

Delay of Baggage

100

100

100

Loss of Passport

250

250

250

Hijack

$50 per day to max $ 300

$60 per day to max $ 360

$60 per day to max $ 360

Trip Delay

$ 20 per 12 hrs to
max $ 120

$ 30 per 12 hrs to
max $ 180

$ 30 per 12 hrs to
max $ 180

Personal Liability

1,00,000

2,00,000

2,00,000

Emergency Cash Advance
Note: Cash Advance Would include delivery charges

500

1,000

1,000

Golfer Hole-in-one

250

500

500

Trip Cancellation

500

1,000

1,000

Home Burglary Insurance

Rs.1, 00,000

Rs.2, 00,000

Rs.3, 00,000

Trip Curtailment

200

300

500

Hospitalization Daily Allowance

$25 per day to max $100

$25 per day to max $125

$25 per day to max $150

Special Conditions (limit of liability)

 

 

 

Any one illness

12,500

15,000

17,500

Any one accident

25,000

30,000

35,000



Travel Elite(71-75)

Coverage

Benefits in US $

Medical Expenses, Evacuation and Repatriation

50,000

Emergency dental pain relief included in (I) above

500

Personal Accident
Note: Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years

10,000

AD & D Common Carrier

1,500

Loss of Checked Baggage
Note:Per Baggage maximum 50 % and per item in the baggage 10 %.

500

Delay of Baggage

100

Loss of Passport

250

Hijack

$50 per day to max.$300

Trip Delay

$20 per 12hrs. to max.$120

Personal Liability

100,000

Emergency Cash Advance
Note: Cash Advance Would include delivery charges.

500

Golfer's Hole-in-one

250

Trip Cancellation

500

Home Burglary Insurance

Rs.1,00,000

Trip Curtailment

200

Hospitalization Daily Advance

$25 per day to max. $100

Special conditions

 

Any one illness

10,000

Any one accident

20,000

 



Asia Travel Insurance Plans

Bajaj Allianz also offers travel insurance plans for travelers to Asian countries. There are two sum insured options to choose from- US$ 15,000 and US$ 25,000.

Travel Companion Asia Plans

Benefits and coverage are outlined below:

 

Asia Flair

Asia Supreme

Coverage

Benefit in US$

Benefit in US$

Medical Expenses, Evacuation
and Repatriation

15,000

25,000

Emergency dental pain relief
included in (I) above

500

500

Loss of Checked Baggage
Note: Per Baggage maximum 50 % and per item in the baggage 10 %.

200

200

AD & D Common Carrier

-

-

Delay of Baggage

100

100

Personal Accident
Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years

7,500

7,500

Loss of passport

100

100

Personal Liability

10,000

10,000

Hijack

$20 per
day to max $ 200

$20 per
day to max $ 200



Travel Elite Asia Plans

 

Asia Flair

Asia Supreme

Coverage

Benefit in US$

Benefit in US$

Medical Expenses, Evacuation
and Repatriation

15,000

25,000

Emergency dental pain relief
included in (I) above

500

500

Loss of Checked Baggage
Note: Per Baggage maximum 50 % and per item in the baggage 10 %.

200

200

AD & D Common Carrier

2,500

2,500

Delay of Baggage

100

100

Personal Accident
Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years

7,500

7,500

Loss of passport

100

100

Personal Liability

10,000

10,000

Hijack

$50 per
day to max $ 300

$60 per
day to max $ 360

Emergency Cash Advance
Note: Cash Advance Would include delivery charges

500

500

 

Similarly, Bajaj Allianz also offers Multi trip Travel Insurance Plans for the frequent traveller/ international business traveller and Students going to study abroad.