Why Professional Indemnity Insurance?

Doctors as professionals face the risk of a financial liability in the course of practicing their profession. The amount they can be sued for can be really exorbitant. Hence, doctors require a special insurance so that they can protect themselves financially and legally when they are sued for negligence, malpractice or mistakes.

Professional Indemnity Insurance protects the doctors and/or medical establishments against loss from a claim of alleged negligent acts, errors or omissions in the performance of their professional services.

In the current scenario, with the rise in consumer awareness levels, cases of malpractice being reported from all over the country and courts being more empathic towards the consumer, the traditional doctor patient relationship has changed. There is a growing mistrust, cases of negligence are being reported and patients or their kin have sued hospitals and doctors for their negligence. Therefore, it is better to have a professional indemnity insurance to protect you against legal and financial liability.