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Why get Personal Accident Insurance?

Personal Accident Insurance

An accident may throw one's life out of gear and result in financial hardships especially if it results in death or permanent/partial disablement. Having a personal accident insurance policy ensures that the family can tide over some of the financial difficulties caused by unforeseen risks. This policy provides security for the future and ensures complete peace of mind for you and your family.

The purpose of personal accident insurance is to pay fixed compensation for death or disablement resulting from accidental bodily injury. The personal accident insurance policy provides that, if at any time during the policy, the insured shall sustain any bodily injury resulting solely and directly from an accident caused by external violent and visible means, then the insurance company shall pay to the insured or his legal personal representative(s), as the case may be, the sum or sums set forth in the policy, if resulting in specified contingencies such as death, permanent disablement etc. Read more

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