A comprehensive two wheeler insurance policy not only covers you for the liability arising out of the Third party but covers you against the loss or damage to your own two-wheeler.


Loss or damage to your vehicle due to:

  • Accident by external means
  • Burglary, House Breaking Theft
  • Fire, Explosion, Self Ignition, Lightning
  • Terrorism, Riots, Strikes, Malicious Acts
  • Transit by road, rail, inland waterways, air or lift
  • Earthquake, Flood, Storm, Landslide or Rockslide

Liability to Third Parties arising out of an Injury / Death of a third party and Property Damage of a third party in case of an accident involving your vehicle.

Personal Accident Cover for Owner Driver for Rs. 1 Lac covering Accidental Death and Permanent Total Disability.

Please refer the policy wordings for complete and exact coverage.

General Exclusions

  • General Ageing, wear and tear of vehicle.
  • Damage by a person driving without a valid driving license
  • Mechanical or Electrical breakdown and failure
  • Damage by a person driving under the influence of Liquor/Alcohol/Drugs
  • Depreciation, any consequential loss
  • Loss/Damage attributable to War/Mutiny/Nuclear risks
  • Damage to tyres / tubes, unless damaged in an accident

Please note these are common exclusions. For a detailed list, Please refer the policy wordings.