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Travel Insurance Coverage Definitions

Coverage that protect your trip Investment
    COVERAGE   DESCRIPTION OF COVERAGE  
           
    Trip Cancellation   Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member  
           
    Trip Interuption   Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member  
           
    Trip Delay   Compensation if the aircraft is delayed beyond 12 hours than the original scheduled departure time.  
           
    Missed Connectiion   Reimbursement for any extra expense incurred as a consequence of a connecting flight being missed.  
           
    Trip Curtailment   Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable curtailment of the trip due to death, serious injury or sudden sickness of insured or family member  
           
    Hijack Distress Allowance   Compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst trip abroad  
           
Coverage that Protect your property
    COVERAGE   DESCRIPTION OF COVERAGE  
           
    Loss of Checked Baggage   Covers total and complete loss of baggage checked in by an international airline.  
           
    Delay of Checked Baggage   Covers cost of emergency purchase of replacement items like purchase of toiletries, clothing and medication due to delay of checked in baggage for more than 12 hours.  
           
    Home Insurance (Burglary)   Covers the loss of or damage to contents of home caused by burglary and/or robbery  
           
    Home Insurance (Fire)   Covers the loss of or damage to contents of home caused by Fire  
           
    Loss of international driving   Loss of international driving  
           
    Passport Loss   Covers reasonable and necessary expenses to obtain a duplicate passport or valid travel documents  
 
Coverage that protect your health
    COVERAGE   DESCRIPTION OF COVERAGE  
           
    Emergency Medical   Emergency medical expenses for any sudden disease, illness, injury or death  
           
    Dental Treatment   Covers acute anesthetic treatment of natural teeth.  
           
    Automatic Extension of Policy upto 7 Days   Automatic extension of the policy due to delay by scheduled Airlines.  
           
    Repatriation of Remains   Covers the funeral expenses or expenses of repatriating remains back to India.  
           
    Emergency Cash Advance   Assistance service when the person requires emergency cash following incidents like theft/burglary of luggage/money or hold up.  
           
    Hospitalization Daily Allowance   Daily allowance in case of hospitalisation  
 
Coverage that protect your life
    COVERAGE   DESCRIPTION OF COVERAGE  
           
    Personal Accident   Compensation for unfortunately sustaining accidental bodily injury during the trip.  
           
    Personal Accident Domestic   Personal Accident Domestic  
           
    AD&D - Common Carrier   Compensation for permanent disability or loss of life arising due to an accident while riding as a passenger in common carrier  
           
    Personal Liability   Covers legal liability attaching in a private capacity during the course of overseas travel